A common myth or thought process is that I don't need to worry about disability benefits or becoming disabled because I am healthy and young. The fact is that life is wildly unpredictable! According to the Social Security Administration (SSA), 1 in 4 of today's 20-year-olds will become disabled before reaching age 67, the age of retirement. Disability benefits provide a critical source of financial support when you need it most. Staying informed on your rights to the earnings you paid into the SSA is an important step in the Social Security Disability process.
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